I was sent an email today by my brother telling me to watch out for HR4646. HR4646 is a resolution implementing a 1% transaction fee when ever money changes hands. In effect it amounts to 1% percent minimum, direct deposit 1 percent, ATM 1 percent, buy something 1 percent. Of course the resolution does promise to end the income tax in 2017, of course I wouldn't put a whole lot of faith in a politicians promises. This is known as the debt free America act, I know it sounds kind of benign but beware.
The real way to be debt free is to stop spending money.
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